Tag Archives: car collateral loans

Get Easy Finance Using Car Title Loans
auto title loans

How To Get Easy Finance Using Car Title Loans

 

 

 

 

 

 

 

 

 

Title loans have been around for a while now. People use the title of their homes, vehicles etc. to get the money they need for various needs. Through this blog you’ll get to know Car Title loans and everything about them. Getting easy finance is not a big deal as long as you know where to get it from. People go for unsecured personal loans and end up paying higher rates of interest. 

Instead, if you apply for a car title loans from Canadian Title Store you can easily get up to $60,000 against your fully-paid vehicle. It can either be a car, truck, SUV, MUV, motorcycle or any other vehicle. Use the equity value of your car to get the loan that will help you overcome your financial struggles with ease. Keep reading to know more about our title loan process.

The Requirements

Before anything else, know about the requirements in order to apply for the loan. 

  1. As the name suggests, for a car equity loan you need a vehicle. It should be free from all financial obligations, i.e. there shouldn’t be any liens, loans or finance on it. Also, it shouldn’t be older than 10 years. The model of the car has to be 2010 or newer than that. 
  2. You should have proper registration papers of your vehicle under your name(borrower). 
  3. The vehicle should be completely insured i.e. it should have both collision and comprehensive insurance. 
  4. You need to have a proof of permanent residency of Canada. You also need to submit a computer-generated mail of any utility bill as a proof of address.
  5. A spare set of keys to the car will have to be submitted along with the title papers. There’s no need to surrender the car with us. We only hold on to the title papers of the car during the loan term. As soon as you complete your loan payments, we will release the title papers. 
  6. A valid Canadian driver’s license of the borrower is also mandatory in order to apply for a car title loan.

Now that you know about the paperwork needed to apply for a vehicle collateral loan, let’s move on to knowing how to apply for this easy finance option. 

  1. Log on to our website and fill out a basic application form. Fill up your details like your name, email address, car year, make and model. Hit the submit button.
  2. The form then reaches us and we start processing your loan request. We prequalify you on the basis of the car details you provide us with as long as they match the criteria. 
  3. Bring your car for the inspection process to our store nearest to your location. Here along with the inspection of the vehicle we also verify your documents. 
  4. As soon as we approve your loan, we disburse the loan funds as well. All of these happen within 24 hours of you applying for the loan.

You can call us at 1-844-512-5840 or apply online.

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Twitter : https://twitter.com/cantitlestore

christmas loans in canada
Uncategorized

Christmas Loan – A Car Collateral Loan For Your Financial Needs

Now that Christmas is around the corner and so is the new year, everybody is looking  to have a great  time with their family and friends. Buying presents, cooking delicious meals  and decorating the Christmas tree , is something many people  enjoy. With all this, the expenses can get a little difficult to handle. But there is no need to worry, Canadian Title Store has just the thing for you. Get a Christmas loan using your vehicle as collateral, and obtain the cash you need! A car collateral loan is  going to help you in your cash crunch and without wasting a second. When we talk about loans, quick approval is a distant dream while dealing with a bank or a traditional lender. But with us, you get the approval for your loan request on the same day of applying. Nothing can be better than this! 

How Does A Christmas Loan Help You Get Cash Online?

By using your car as collateral you can get instant cash which you can use to fund your immediate requirements. You can take this loan to pay your overdue utility bills, credit card bills, Christmas presents  or spend it on urgent house or car repairs, etc. A car title loan is also known as a low monthly car collateral loan,This is because of the convenient  low monthly instalments that you  make in order to pay  the loan money back. Apply  online or  talk to one of our loan agents to start  the process.  

Benefits of A Car Collateral Loan  

Get Fast Cash

You can get instant funds for your financial needs. Minimal paperwork means fast and quick loan approval!minimal paperwork.

No Credit Checks

Our Christmas loan comes with no credit checks. You simply  use your car as collateral and without having to store it or surrender your vehicle to get the loan. You can also get a loan with a bad credit score  because it is secured against your vehicle, not your credit

Keep Your Vehicle

You don’t need to worry about surrendering your vehicle. You can keep your vehicle  and drive it as normal during the loan term.

Competitive Interest Rates 

Canadian Tile Store offers the lowest interest rates in the car title loan industry. The monthly installments are easy  to manage without having to make major adjustments to  your budget.

Flexible Repayment Plans

We offer flexible monthly repayment plans which help you pay back the loan as your convenience.

No Prepayment Penalty

If you wish to close the loan out before the loan term ends, you can do so by making an early payout. There are no penalties or fees for doing so! 

No Job Requirement

When  applying for a car collateral loan with us, you do not have to provide  proof  income or job details. Even if you are in between jobs, you can easily apply for a  loan. 

What Do You Need In Order To Get The Loan?

All you need in order to apply for the loan is:

a. A fully paid for vehicle that’s no older than 2010(car model year)
b. A lien-free title to your vehicle
c. Proof of your legal age as per your province
d. Vehicle registration & insurance papers in your name
e. Spare keys of the vehicle that work on all doors and ignition
f. Valid Canadian driver’s license
g. Proof of permanent residence

Christmas during COVID-19 times can be a little challenging to celebrate, but we must try our best to spread as much happiness as possible. 

Apply for your loan now. You can call us at (toll-free) 1-844-512-5840 or fill out our application online today!

low monthly car collateral loans
Uncategorized

Low Monthly Car Collateral Loan For Quick Fixes

Covid-19 has drastically changed the world in the past few months. Many have lost their jobs overnight. People have been forced to leave their homes and relocate. Students have been affected the most. Canadians living paycheck to paycheck are finding it difficult to cater to their daily needs. A lot has changed and more is on its way. Money has added on to the problems, there is no doubt about that. During such times, we are here to help fellow Canadians sail through these tough times. A low monthly car collateral loan can be of assistance  by using your vehicle as collateral for a loan. 

Money makes money, it’s true. You can use your assets as collateral to get some money for urgent obligations like overdue utility bills, medical bills, credit card bills, insurance etc. The interesting twist that works in your favour is that you don’t have to surrender your collateral. In our car collateral loan, you can obtain quick cash without having to lose your vehicle. 

To begin, we use your fully paid for car as collateral to borrow  money. This helps in securing your loan and you don’t have to worry about your bad credit score. There are many other advantages of getting a car title loan from Canadian Title Store. 

Car Equity Loan Advantages

  • There are no credit checks done. You can apply no matter what your credit score is. We even provide loans to people who don’t have any credit history. Your loan request is accepted regardless of your past financial records.  . 
  • We don’t check your employment details either. Banks or other lenders may ask you for your employment info and proof of income to process the loan. We don’t. We make sure and verify you are able to commit to  making  the monthly payments comfortably. Even people in between jobs can easily apply but of course need to meet the other minimum requirements.
  • We also provide this loan at a competitive interest rate when compared to other lenders. This makes your loan easy and manageable. The monthly installments are  super easy on the pocket and you can repay without any worries.
  • We don’t charge any prepayment penalties. So if you want to make an early payment and close his loan you can easily do so. No charges will be applicable to pay off your loan ahead of schedule. 
  • Our loan terms are up to 4 years. This gives a lot of time for you to pay back the loan  through easy monthly installments. 
  • Keep your vehicle!. We simply hold onto the title papers of your vehicle and the spare set of keys during the loan term. The vehicle is free for you to keep and drive once the vehicle inspection is over. 
  • Our team of professional loan agents handle each loan case with full confidentiality. No personal details are disclosed.  

Requirements To Get The Loan

Unlike other lenders we don’t make the client suffer by asking them to provide a mountain of documents or make them  sign tons of paperwork. We understand the urgency  of the situation and help you sail through a low monthly car collateral loan process with minimum documentation. All we need to process your loan request is:

  • Your vehicle title papers free from financial obligations
  • A valid Canadian driver’s license 
  • Fully paid for vehicle ready for inspection (no older than 10 years)
  • Registration papers of the vehicle in your name
  • Insurance papers in your name (collision and comprehensive)
  • Second set of keys to the vehicle
  • Proof of legal age as per your province
  • Proof of permanent address (computer generated mail in your name)

When you apply for a vehicle collateral loan with Canadian Title Store, we make sure that the loan process is convenient and quick for you. We will prequalify your loan request if you have a fully paid for vehicle that’s no older than 2010. Our goal is to get you qualified for as much money as possible based on the working condition of your car. 

We all wish for the pandemic to be over but we want to help you with your monetary problems with dignity and ease. Call us (toll free) 1-844-512-5840 or apply online and fill out an easy application form. One of our loan agents will be more than happy to help you throughout the process. 

Follow us on Social Media Platform:

Twitter: https://twitter.com/cantitlestore

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